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M & T Bank Routing Numbers

Routing NumberBank NameAddressTelephone No.
256073302 M & T BANK SECOND FLOOR, NEW YORK, NY 14228 800-724-2240
221371165 M & T BANK SECOND FLOOR, NEW YORK, NY 14228 800-724-2240
051008828 M & T BANK SECOND FLOOR, NEW YORK, NY 14228 800-724-2240
021300336 M & T BANK 2ND FLOOR, NEW YORK, NY 14228 800-724-2240
022000046 M & T BANK 2ND FLOOR, NEW YORK, NY 14228 800-724-2240
251472636 M & T BANK SECOND FLOOR, NEW YORK, NY 14228 800-724-2240
052100408 M & T BANK 2ND FLOOR, NEW YORK, NY 14228 800-724-2240
255072317 M & T BANK 626 COMMERCE DRIVE, NEW YORK, NY 14228 800-724-2240
031100173 M & T BANK 2ND FLOOR, NEW YORK, NY 14228 716-639-6171
055000110 M & T BANK 2ND FLOOR, NEW YORK, NY 14228 800-724-2240
052173464 M & T BANK ACH/EDI SERVICES, NEW YORK, NY 14228 800-724-2240
052000113 M & T BANK 2ND FLOOR, NEW YORK, NY 14228 800-724-2240
231375520 M & T BANK 626 COMMERCE DR, NEW YORK, NY 14228 716-639-6938
052000634 M & T BANK SECOND FLOOR, NEW YORK, NY 14228 800-724-2240
021907577 M & T BANK 2ND FLOOR, NEW YORK, NY 14228 800-724-2240
031100092 M & T BANK ACH/EDI SERVICES, NEW YORK, NY 14228 800-724-2240
031301532 M & T BANK 2ND FLOOR, NEW YORK, NY 14228 800-724-2240
056009233 M & T BANK SECOND FLOOR, NEW YORK, NY 14228 800-724-2240
221370108 M & T BANK SECOND DRIVE, NEW YORK, NY 14228 800-724-2240
031901929 M & T BANK ACH/EDI SERVICES, NEW YORK, NY 14228 800-724-2240
031300834 M & T BANK 2ND FLOOR, NEW YORK, NY 14228 800-724-2240
052204346 M & T BANK 2ND FLOOR, NEW YORK, NY 14240 800-724-2240
252070817 M & T BANK 626 COMMERCE DRIVE, NEW YORK, NY 14228 800-724-2240
021906471 M & T BANK 2ND FLOOR, NEW YORK, NY 14228 800-724-2240
021302978 M & T BANK SECOND FLOOR, NEW YORK, NY 14228 800-724-2240
056005363 M & T BANK SECOND FLOOR, NEW YORK, NY 14228 800-724-2240
031318619 M & T BANK 2ND FLOOR, NEW YORK, NY 14228 800-724-2240
031304720 M & T BANK 626 COMMERCE, NEW YORK, NY 14228 716-639-6510
031302955 M & T BANK 2ND FLOOR, NEW YORK, NY 14228 800-724-2240
252070435 M & T BANK 626 COMMERCE DRIVE, NEW YORK, NY 14228 800-724-2240
055073532 M & T BANK 626 COMMERCE DRIVE, NEW YORK, NY 14228 800-724-2240

What is M & T Bank Routing Number?

In the United States, a M & T Bank routing number (also called routing transit number) is a nine-digit code that identifies financial institutions. It is mainly used to facilitate the transfer of money between financial institutions through systems such as ACH, Fedwire, check etc. M & T Bank Routing number can be found on the bottom of a M & T Bank check.

When you'll need a M & T Bank routing number?

Each financial institution can theoretically apply for up to 5 routing numbers according to policy. However, in reality, many institutions have more than 100 routing numbers due to mergers or acquisitions. The banks or credit unions that have multiple routing numbers may use different routing numbers for different purposes.

For example, some routing numbers are dedicated for use with Fedwire only, and cannot be used for ACH transfers. Some financial institutions may also assign routing numbers for specific regions or specific types of accounts, such as a business account. Also, sometimes a routing number can be used only for the old accounts of an acquired or merged bank.

Ways to find your M & T Bank routing number online

Here are several ways available to you to find your ABA routing number:

For your bank to process the payment quickly and securely, you should always check routing numbers with your bank or your recipient.

Routing Number Format

The routing number always can have two mode. The first one is fraction form and the second one is magnetic ink character recognition (MICR)form. The important thing is, contain the same information them.

Let's see, "XXXX YYYY C" MICR routing number

In the 4 digit Federal Reserve Routing Symbol, the first two digitscan only be 00 - 12, 21 - 32, 61 - 72, or 80. 01 through 12 are the"normal" routing numbers and match to the 12 Federal Reserve Banks.For example, 073000338 is the routing number for Federal Reserve Bankincoming wires in New York, with the initial "07" showing the FederalReserve Bank of Chicago.Within these ranges, 21 - 32 are assigned tothrift institutions for only, such as credit unions and savings banks.

61 - 72 are numbers something special for non-bank payment processes. That is clearinghouses and is termed Electronic Transaction Identifiers (ETIs). 80 is used for traveler's checks.

Primary (01-12)Thrift (+20)Electronic (+60)Federal Reserve Bank
012161Boston
022262New York
032363Philadelphia
042464Cleveland
052565Richmond
062666Atlanta
072767Chicago
082868St. Louis
092969Minneapolis
103070Kansas City
113171Dallas
123272San Francisco

International Money Transfers

When you send or receive an international wire with your bank, you might lose money on a bad exchange rate, which is like a hidden fee. That’s because the banks still use an old system to exchange money. We recommend you use TransferWise, which is usually much cheaper. TransferWise’s smart technology:

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